| Logo |  |
|---|---|
| Maximum loan amount | Need-based subject to maximum of Rs.30.00 lakhs or 95% of course cost whichever is lower |
| Interest rate | 1 year RLLR+0.3% i.e. 8.40% at present floating(No further concession for girl child/Merit student |
| Repayment period | Maximum repayment period is 10 years. The accrued interest during the moratorium period is to be added to principal while repayment in EMI is fixed. |
| Moratorium | Course period+1 year or 6 months after getting job whichever is earlier |
| EMI Option | Option 1: Standard Option 2: Remittance of only interest during the first two years and balance interest and principal to be adjusted and collected within the remaining period |
| Collateral Security | NIL |
| Co-obligation | Co-obligation of earning parents/spouse suitable third party in case parents/spouse has no earning |
| Payment of Interest | Will be collected as a part of the EMI after moratorium, whenever the repayment commences |
| Pre-payment Charges | NIL |
| Insurance Cover | Mandatory liability Insurance on the loan amount availed |
| Contact point | Hyderabad Branch: Andhra Bank, Hitech City Branch,Q-4, A-2, Cyber towers, Madhapur,Hyderabad-500081 Phone: 040-23421106/107/109 Email Id: bm1070@andhrabank.co.in Contact 1. Mr. U. Veerabhadra Rao, Chief Manager, Mobile: 9490741852 2. Mrs.Y.Renuka, Asst.Manager, Mobile: 9491266662 |
Educational loans & financial assistance
Leading financial institutions provide funding for up to 95% of the programme expenses to admitted students.
Disclaimer: The details mentioned below are only indicative. ISB does not take the responsibility for change in any terms & conditions, rate of interest or coverage at the bank / financial institution level. The particulars of the loan facilities shall be as per the sanction letters and loan agreements entered in to between the bank / financial institution and the student. As a policy, we have made it mandatory for all students availing an educational loan, to insure the loan. Your loan banker will be able to provide more information on this.
Andhra Bank
Axis Bank
 |
Avanse
| Logo |  |
|---|---|
| Maximum loan amount | Upto 34 lacs without security |
| Margin Money | Not Required |
| Repayment Period | 10 years |
| Moratorium period | 12 months course + 6 months grace period ( Simple Interest to be paid during moratorium) |
| Rate of Interest | 9.75% |
| Repayment Options | EMI/ SI/ Part simple interest (2,000 p.m.) |
| Processing Fee Amount | 5000 + tax |
| Insurance Cover | Required |
| Collateral Security | Not Required |
| Co-borrower | Relationship Self (applicant) as primary co-borrower Parents/Siblings/Spouse as additional co-borrower |
| Pre-payment Charges | No pre payment and part payment charges |
| Contact Point | Venkata Rao Pallanti Mobile No.: 8142400094 E-mail ID: venkatarao.pallanti@avanse.com Toll-free : 1800-833-6333 | SMS: AVANSE to 56677 |
| Loan Application | Checklist |
Bajaj Finance
| Logo |  |
| Maximum loan amount | Salaried Individuals: Up to Rs. 1 crore Self-employed: Up to Rs. 3 crore with suitable collateral |
| Interest rate | Starting from 9.6%, with a loan against 75% of the property value |
| Repayment period | Maximum tenor up to 20 years |
| Moratorium | Pay only interest as EMI. Repay the principal at the end of the tenor. |
| Collateral | Mortgage property. |
| Security | Co-borrower required, Property on name of self, Parents, Spouse. |
| EMI Payment option | Flexi Payment option with a long tenor ranging from 2 to 20 years. By adding the Flexi Hybrid feature to the loan, withdraw and borrow from the credit limit multiple times and pay only interest as EMI. Repay the principal at the end of the tenor. |
| Pre-payment/ pre-closure charges | No charge on part pre-payment, managing and repaying the loan becomes more cost-effective. |
| Insurance Cover | Not compulsory. |
| Processing Fees | Processing Fees Maximum upto 1%** of the disbursal amount |
| Contact point | Salaried Customer salaried.lap1@bajajfinserv.in Self-employed Customer loanagainstproperty@bajajfinserv.in Customer Care Number 18002091999 |
| Loan Application |
Bank of Baroda
| Logo |  |
| Maximum loan amount (Collateral security Free) | Maximum up to Rs. 40 lakhs |
| Interest rate | @BRLLR i.e. 8.10% |
| Processing Fee | Nil for loan up to Rs. 40 lakhs |
| Margin | Nil |
| Repayment Type | EMI/Simple Interest/Token Amt/Complete Moratorium |
| Repayment period | - For loans up to Rs. 7.50 lakhs: Maximum 10 years (excluding moratorium) - For loans above Rs. 7.50 lakhs: Maximum 15 years (excluding moratorium) |
| Moratorium | Course period + 1 year |
| Collateral / Security | - Up to Rs. 40.00 lakhs: Co-obligation of parents/guardian and assignments of future income. - Above Rs. 40.00 lakhs: Tangible collateral security equal to 100% of the loan amount plus assignment of future income |
| Pre-payment charges | NIL |
| Contact point | Hyderabad Bank of Baroda, Hitech City Branch, 291/14/6/1, Ground floor, Bhaskar Empire - 500081 Contact No. 040-23118828 040-23421647 / 646 | Email: cybhyd@bankofbaroda.com Point(s) of Contact: Mr. J.V.Durga Prasad Rao Contact Number. +91-9030133315 Mr. Rahul Reddy R Senior Manager, SMS Hyderabad Contact No. +91-8905442984 Mr. T V V S Sarma Chief Manager Contact No. +91-7993316545 Mohali Point(s) of Contact: Mr. Yogesh Kumar Solanki Chief Manager Contact No. +91-8558846415, 0172-5063468 |
Bank of India
| Logo |  |
|---|---|
| Maximum loan amount | 20 Lakhs (inclusive of insurance cover on the loan amount) |
| Interest rate | 10.75% (Floating) and 0.50% special concession for female students |
| Repayment period | 10 years upto Rs. 7.5 Lakhs 15 Years above Rs. 7.5 Lakhs |
| Moratorium | Course period +1 Year or 6 months or soon after placement, whichever is earlier |
| EMI Option | Standard |
| Security | 1) Co-applicant OR 2) Personal Guarantor (preferably parent or spouse) Acceptable by the bank |
| Payment of Interest | Included in the EMI |
| Pre-payment Charges | NIL |
| Insurance Cover | On the loan amount availed (Required) |
| Contact point | Hyderabad: Ms. Khushboo Vaishnav Marketing Manager vaishnav.jagdishchandra@bankofindia.co.in Hyderabad.marketing@bankofindia.co.in |
| Loan Application | Checklist |
Bank of Kathmandu Limited
| Logo |  |
|---|---|
| Eligibility | All Nepalese Students admitted for Post Graduate Programme in Management Course offered by ISB |
| Maximum loan amount | NPR 6.0 Million or 90% of the total cost, whichever is lower |
| Interest rate | 12% p.a. or as prescribed by Central Bank or Bank time to time |
| Moratorium | None |
| EMI | Standard - NPR 1,435.00 Per one hundred thousand EMI starts from the next month from the date of disbursement |
| EMI Repayment Source | Income of the student's Parents/Sponsors |
| Security | Registered mortgage over real estate - land/Building Personal guarantees of Students/Parents/Sponsors Insurance of Building |
| Contact point | Key Branches for Loan Processing Bank of Kathmandu Limited, P.O. Box 9044, |
Canara Bank
| Logo |  | |
|---|---|---|
| Application type | Online / offline application | |
| Eligibility | Resident students of ISB Hyderabad / Mohali Students should be Indian nationals | |
| Quantum of loan | Up to Rs. 40 Lakhs. | |
| Rate of interest | 8.30% | |
| Processing fee | NIL | |
| Margin | NIL | |
| Security | 1. No Collateral Security or Guarantor is required. 2. Loan will be given jointly to student and parent/guardian as co-applicant. 3. Joint borrowership can be waived, but Rate of interest to be charged 0.60% extra.(RLLR+0.60) | |
| Repayment tenure | Repayment period is upto 15 years | |
| Maximum processing time | 48 hours | |
| Moratorium |
| |
| Repayment Penalty | No prepayment penalty and Pre-Closure Charges | |
| Other Details | All Educational loans under Vidya Turant can be covered under CSIS Scheme (Central Scheme for interest Subsidy for ELs up to 10 Lakhs for those students whose parental /family income upper limit is Rs.4.50 Lakhs). The interest subsidy is equal to the interest debited to the account during the course period moratorium period (1year+1year). Life insurance coverage is mandatory under vidya surakasha yojana scheme. | |
| Contact point | Canara Bank, Madhapur Plot no: 20 & 21, Behind Bata Showroom | |
| Documents | Canara Loan Application | Checklist |
Credila
| Logo | .jpg) |
|---|---|
| Maximum loan amount | 25 Lakhs (Above 25 lakhs with suitable collateral) |
| Interest rate | 11.95% (floating) with full moratorium during course 11.75% (floating) with interest repayment during course |
| Repayment period | 10 years |
| EMI Option | Standard |
| Moratorium | 18 Months from the commencement of the programme or placement whichever is earlier |
| Security | Co-borrower is required as Father, Mother, Brother, Sister, Spouse, Brother-in-LawPaternal Uncle as acceptable by Credila |
| Collateral | None up to 25 Lakhs |
| Pre-payment Charges | None after 2 years from the first date of disbursement |
| Insurance Cover | On the loan amount availed (Required) from HDFC Ergo General Insurance. |
| Processing Fees | Rs.5000/- Flat Inclusive of Taxes |
| Contact point | Vicky Francis Mob: 9823736643 vickyf@credila.com Landline: 0253 3249276 Toll Free: 1-800-209-3636, or loan@credila.com http://messenger.providesupport.com/messenger/credila.html |
| Loan Application Form |
Indian Bank
| Logo |  |
| Scheme | IB Educational Loan Prime Under IBA for Co-21 in Mohali & Hyderabad Campus |
| Maximum loan amount | 40.00 Lakhs |
| Rate of Interest (Repo Based- Floating) | With Co Applicant -8.05% Without Co Applicant – 8.15% |
| Security | No Collateral Security |
| Margin | No Margin |
| Repayment Period | 15 Years (180 Months) - Maximum |
| Moratorium Period | Course Period (12Months) + One year = 24 Months Simple Interest During Moratorium |
| Pre Payment, and processing charges | NIL |
| Insurance | Cost effective Single Premium Policy |
| Sanctioning Time | 24 hours |
| Living Expenses | Covered |
| Reimbursements | Admission Fee(295000), Laptop Cost, Books Cost, Deferral Admission Fee, Student Exchange Program Expenses, Study Trek expenses, additional course expenses |
| Co-Applicant | Parent / Guardian / Spouse will have to stand as co- applicant |
| Contact point | Hyderabad: Mr. Prasanna Kumar (AGM- Branch Manager) M- 9848172875 (Whatsapp) | gachibowli@indianbank.co.in Address- Plot No. 12-16, Cyber Apartments, Indira Nagar, Gachibowli PO, Rangareddy Dist Hyderabad – 500 032 040 – 23000889; 23002820 Mohali: Mr. Sukhdeep Singh Branch Manager 8427688011 (Whatsapp) | isbmohali@indianbank.co.in indianbankisbmohali@gmail.com (for large attachments only) Branch Address- Indian School of Business, Sector-81, Mohali, Punjab 160062 0172-4591632, 33 |
Oriental Bank of Commerce
| Logo |  |
|---|---|
| Maximum loan amount | 100% (Without collateral and without co-obligation) |
| Interest rate | 1 year MCLR (currently @ 8.75 %) |
| Repayment period | 15 years (irrespective of the loan amount) |
| Moratorium | 12 Months after completion of the course or 6 months after placement, whichever is earlier |
| EMI | Standard |
| Security | No Parental/spouse Co-obligation |
| Payment of Interest | Simple interest will apply during moratorium period(Study period + Grace Period) and thereafter interest will be compounded |
| Pre-payment Charges | NIL |
| Insurance Cover | On the loan amount availed (Required) |
| Processing Charges | NIL |
| Documentation Charges | NIL |
| Contact point | Hyderabad Mr.Bhoopesh B. Pandya , Chief Manager, Mobile: 8929426574 Ms. S. Swapna, Manager (Loans Department) – 9912053583 Mr. Karan Khurana, Assistant Manager –8708699441 MADHAPUR BRANCH, HYDERABAD ORIENTAL BANK OF COMMERCE, SHRISTI TOWERS, GROUND FLOOR, IMAGE GARDEN LANE, MADHAPUR BRANCH, HYDERABAD – 500 081 EMAIL : bm1105@obc.co.in Phone No: 040 – 23100400. |
State Bank of India
| Logo |  | |
|---|---|---|
| Maximum loan amount | Rs. 40 Lakhs | |
| Interest rate | One Month MCLR + 0.05 % per annum fixed Presently applicable ROI is 7.00% | |
| Repayment period | 13 Years (excluding moratorium period) | |
| Moratorium | 1 Year (course period) + 1 year or 6 months after getting job whichever is earlier | |
| Security | Nil | |
| Payment of Interest | Will be collected as a part of the EMI after the moratorium | |
| Pre-payment Charges | NIL | |
| Collateral Security | NIL | |
| Processing Charges | NIL | |
| Documentation Charges | NIL | |
| Insurance Cover | Not mandatory | |
| Co-Borrower | Either Parents or Spouse | |
| Contact point | Hyderabad | Mohali |
Syndicate Bank
| Logo |  |
|---|---|
| Maximum loan amount | Maximum Rs. 30.00 lakhs. |
| Guarantor/Surety/ Collateral | Guarantee of parent. |
| Margin | 5% |
| Interest rate | BR+ 0.50 (Presently 10.20%) If interest is served during Moratorium period, otherwise 1% additional interest. 0.5% concession to girl students. |
| Add ons | Student is eligible to
|
| Processing & Documentations charges. | Nil |
| Repayment period | Loans Upto 7.50 lakhs – Up to 10 years(exclusive of moratorium period) Loans Above 7.50 lakhs – Up to 15 years(exclusive of moratorium period) |
| Moratorium | Course period+1 year or 6 months after getting job whichever is earlier |
| Expenses Considered |
|
| Contact point | HMWS & SB Building, West Block, 2nd Floor, Khairatabad, Hyderabad, Tele-Phone No : 040-23394095/6363 E-mail ID: ro.hyderabad@syndicatebank.co.in Mrs. C Padma, Asst. Gen Manager , +91 - 9440905228 Mrs. Anuradha S Karunaker Manager- Retail Credit +91-9849668663 Mr. Praveen kumar. Asst. Manager -Marketing +91-8332996884 Mr. Yogendra Kr Singh, Asst. Manager- Marketing +91-9440905220 |
Loan Application Form | Check-list |
The Cosmos Co-operative Bank Ltd
| Logo |  | |
|---|---|---|
| Maximum loan amount | Up to 30 Lakhs | |
| Interest rate | 12.00% p.a. | |
| Loan Tenure | 5 Years | |
| Repayment/ Moratorium | No Repayment Holiday/ Moratorium Period | |
| Security | Security Cover in the form of immovable property to the extent of 80% of distress value. Following points will be considered : a) Security - Constructed property. In case of Plot - it can be accepted in exceptional meritorious cases. Plot should be collector N.A. and duly fenced. b) Age of the property should not be more than 30 Years for commercial property and 25 Years in case of residential Property. Residual life of the property should be more than the Loan Tenure. The Property should have a completion certificate from the competent authority. c) Property can be mortgaged by way of registered mortgage. d) Banks charge acknowledgement copy registered on the property will have to be kept on record. e) Security shall be free from any previous charges | |
| Payment of Interest | Will be collected as a part of the EMI after the moratorium | |
| Pre-payment Charges | NIL | |
| Insurance Cover | Life Insurance cover is optional but highly advisable | |
| Contact point | Hyderabad 3-5-798, Prathima Schalass,
Chief Manager, C. Ramesh Mob: 8886666012 | |
Vijaya Bank
| Logo |  |
|---|---|
| Maximum loan amount | Up to 20 lakhs (inclusive of insurance cover on the loan amount) More than 20 lakhs (on case to case basis with collateral as security) |
| Interest rate | 8.50% p.a. (One year MCLR presently) |
| Repayment period | 15 Years after moratorium |
| Moratorium | 18 Months or soon after placement, whichever is earlier |
| EMI | Standard |
| Security | 1) Co-applicant OR 2) Personal Guarantor (preferably parent or spouse) Acceptable by the bank 3) Collateral required for loans more than 20 lakhs |
| Payment of Interest | Will be collected as a part of the EMI after the moratorium, whenever the repayment commences. |
| Pre-payment Charges | NIL |
| Insurance Cover | On the loan amount availed (Required) |
| Contact Details | 1) Gachibowli: Contact No. 040-23004347 Email : bm4131@vijayabank.co.in |
IDBI Bank
Educational loans for PGP
| Logo |  |
|---|---|
| Maximum loan amount | INR 30 Lakhs or 100% of the total cost of the programme whichever is lower (inclusive of insurance cover) |
| Interest rate | FLOATING RATE OF INTEREST All amounts: 8.25% |
| Co-Applicant | Co-applicant is mandatory for all the loans. The loan documents should be executed by both, the student and the co-applicant/s |
| Repayment period | Repayment of loan will be in equated monthly installments for a period of upto 15 years after completion of moratorium period |
| Moratorium | Course period + 1 year or soon after placement, whichever is earlier |
| Security | No security for loans upto INR 30 lakhs for students who have secured admission to ISB Hyderabad and Mohali Campuses |
| Insurance Cover | Insurance of Borrower/s is optional as per the requirement of the Borrower/s |
| Documents | (a) Applicant: - Age proof - ID proof - Address proof - Marksheets of last qualifying examination - Proof of admission (before disbursement), scholarship, etc. - Schedule of expenses for the specified course (b) Co-applicant: - Age proof - ID proof - Address proof - Signature proof - Employment or Business or Income proof |
| Contact point | Sudheshna Rangu, Assistant Manager |
Punjab National Bank
| Logo |  |
|---|---|
| Maximum loan amount | Up to Rs.30.00 lacs Loans above Rs..30.00 lacs shall be considered on case to case basis. |
| Interest rate | One year MCLR + 0.10 % presently 8.55% |
| Repayment period | 15 years |
| Moratorium | Course period +1 year or 6 months after getting job, whichever is earlier |
| Security |
|
| Payment of Interest | Course period + 1 year or 6 months after getting job, whichever is earlier |
| Charges | Upfront/Processing fee: Nil Documentation Charges: Rs. 450 + ST only TAT: 2-3 working days after submission of all the documents along with application Reimbursement of fees already paid will be allowed within 6 months. |
| Documents Required | 1. Loan application with Passport size photograph of borrowers & guarantor 2. Proof of age 3. Residence proof of Applicant and Co-obligants 4. PAN No. of Applicant and Co-obligants with 3years ITRs & Latest salary slip 5. Proof having passed the last qualifying examination 6. Letter of admission 7. Prospectus of the course and Fee Schedule 8. Details of Assets & Liabilities of Applicant and Co-obligants along with proofs 9. Receipt for the amount of fee already paid 10. Any other document/ information, depending upon the case |
| Contact point | CONTACT: |
Loan Application Form | Check-list |
DCB BANK
| Logo |  | ||
|---|---|---|---|
| Maximum loan amount | Up to Rs.10.00 lacs. | ||
| Interest rate | 12.% | ||
| Repayment period | 10 Years | ||
| Moratorium | Course period +1 year or 6 months after getting job, whichever is earlier | ||
| Security | Loans Above 4 Lakhs need to be secured by way of one or two guarantors acceptable to the bank. Loans above 7.5 Lakhs are required to be secured by tangible collateral equivqlent to 12.5 % of the loan amount. | ||
| Payment of Interest | Course period + 1 year or 6 months after getting job, whichever is earlier | ||
| Charges | Processing Fees : NIL Prepayment Charges : NIL | ||
| Documents Required |
| ||
| Contact point |
| ||
Loan Application Form | Check-list |
Federal Bank
| Logo |  | |
|---|---|---|
| Maximum loan amount | Maximum Rs. 30 lakhs. Without any collateral Security | |
| Guarantor/Surety/ Collateral | Guarantee of Spouse/parent/Parents-in-law/Guardian/close relatives acceptable by the Bank. No Collateral Security required. | |
| Margin | 10% | |
| - Company Sponsorship / assistantship to be included in margin - Margin may be brought in as and when disbursements are made on a pro-rata basis at applicable rates | ||
| Interest rate | @ MCLR for loans up to 20 lacs which is 9.60 % Only Simple interest charged during moratorium period | |
| MCLR + 1% for loans above 20 lacs ( Negotiable ) | ||
| Special Offer to ISB Student | Student is eligible to
| |
| Processing Fee | Nil for Loan up to 20.0 Lacs | |
| Rs 2500 + Service Tax for Loans above 20 Lacs | ||
| Repayment period | Up to 10 years | |
| Moratorium | Course period + 6 Course period + 3 months in case of working professionals. | |
| Insurance Cover |
| |
| Contact point | Sh. Rajiv Chauhan, Manager & Br.Head, Branch- Mohali Ph. No: +91-8146080349 01722216183 01722216182 www.federalbank.co.in | Contact Mr. Satish 9908947960 Mr. A Siva Prasad 9849782409 |
Loan Application Form | Check-list | ||
ICICI Bank
| Logo |  |
| Maximum loan amount | Minimum Rs. 1 lakh and maximum up to 40 lakhs |
| Interest rate | 10.50% |
| Processing Fee | Nil |
| Margin | No Margin for Loan Up to Rs 20 L, Above Rs 20L-15% |
| Repayment Type | EMI/Simple Interest/Token Amt/Complete Moratorium |
| Repayment period | EMI repayment up to 8 years after moratorium |
| Moratorium | Course period + 6 months |
| Collateral / Security | No collateral security required |
| Insurance | Applicable |
| Pre-payment and Part payment | Available |
| Pre-payment/ pre-closure charges | NIL |
| Contact point | Hyderabad Ashwin BM ICICI Bank, Indian School of Business, Gachibowli, Hyderabad - 530032 Contact No. +91-9985784567 | Email: ashwin.bm@icicibank.com Chandigarh Amarjit Singh Sodhi ICICI Bank, Plot 143, City Emporium Mall, 3rd floor, Industrial Area Phase 1, Chandigarh – 160002 Contact No. +91-9988003498 | Email: amamrjit.sodhi@icicibank.com Central Contact Balaji CS Mumbai Contact No. +91-9941504900 | Email: balaji.cs@icicibank.com |
| Documents | Checklist |
Prodigy Finance
Prodigy Finance’s innovative lending model offers community-funded loans to international students at the world’s top business schools, including the Indian School of Business. While banks base their loan decisions on historical salaries and assets, Prodigy Finance looks to the future. We assess applicants’ future earning potential to determine loan affordability. Our model is borderless, allowing us to offer competitive rates to students from 150 nationalities.
Eligibility: Accepted international (non-Indian passport holders) students into the Post Graduate Programme in Management (PGP).
Apply for a loan with Prodigy Finance.
Disclaimer: Prodigy Finance Ltd is incorporated in the United Kingdom (Company Number 05912562) and registered with the Office of the Information Commissioner (Reg. No. Z9851854). Prodigy Finance Ltd is authorised and regulated by the Financial Conduct Authority, and entered on the Financial Services Register under firm registration number 612713. Prodigy's registered address is 25 Foubert’s Place, London, W1F 7QF.
UCO Bank
| Logo |  |
| Maximum loan amount | Maximum up to 30 lakhs |
| Interest rate | UCO Float Rate + 0.15% i.e. 8.20% (8.05+0.15=8.20) currently |
| Processing Fee | Nil |
| Margin | Nil |
| Repayment | Repayment of the loan will be in maximum 180 equated monthly installments (EMIs*) i.e. 15 years after repayment holiday/moratorium period |
| Moratorium Period | Course period + 1 year after completion of study |
| Security | No security required |
| Insurance | Maximum loan amount Rs. 30 lacs (inclusive of group credit life insurance premium) |
| Contact point | Hyderabad M Srinivass Chary, Branch Head, Suryanagar Branch Contact No. 040-23563006, 23560989 Hyderabad Manoj Kumar Bhukya, Branch Head, Gachibowli Branch Contact No. 040-23005022 Hyderabad B Murali Krishna, Branch Head, Madhapur Branch Contact No. 040-23110118 Chandan Bandha, Manager- Marketing Contact No. 9337355588 |
Union Bank of India
| Logo |  |
| Maximum loan amount | Rs.42.74 Lakh |
| Interest rate | EBLR (Presently - 7.20%) |
| Processing Fee | Nil |
| Repayment period | 15 Years (Excluding Moratorium Period) |
| Moratorium | 1 year (Course Period) + 1 year or 6 months after getting employment whichever earlier |
| Collateral / Security | Nil |
| Insurance Cover | Mandatory |
| Payment of Interest | Servicing of Interest during course/moratorium period is optional. |
| Pre-payment charges | Nil |
| Co-Borrower | Nil |
| Contact point | Hyderabad Mr. Chavali S Srinivas Chief Manager, ULP Head, Saifabad Hyderabad-500004 (M):88070 05185 | 94442 15185 Email: ulphyderabad@unionbankofindia.com; css@unionbankofindia.com Mr. Bhaskar Jha, Chief Manager, Union Loan Point, SSS-06, PHASE-6, Opp. Jain Mandir,S.A.S NAGAR, Mohali - 160056 (M):87098 68892 | 94713 49684 |
| Availment of Loan | The Student can avail the loan from nearest ULPs(Specialized Retail Loan Branches) across the Country or any of the nearest Union Bank of India, Bank Branch |
ISB Advantage
World-class Campuses
Two state-of-the-art, fully residential campuses, at Hyderabad and Mohali.
Unique Associations
Academic alliances with global B-schools Kellogg, Wharton, LBS, MIT Sloan and Fletcher.
